The start of a new year naturally brings with it the making of new year's resolutions, most often about areas of our lives that we know need improvement. Whether losing weight or breaking a habit, it's a time when we attempt to make changes and set ourselves free from whatever is weighing us down. Sometimes that's daunting because there isn't just one area we'd like to address. But what if there is just one, very practical area of life that holds the potential for more life-change than any other - one aspect of our lives that, if we could just experience freedom there, would create a ripple effect through almost every other area of our daily life?

Individual Messages:
1 - Four Principles and a Plan
2 - Lattes and Time (Saving)
3 - Snowballing Debt
4 - The Secret Sauce: Giving